Guides · Getting started
How to start investing in the stock market when you know nothing
In short: Build an emergency fund first, learn the basics (stocks, ETFs, risk), open an account with a regulated broker, then invest small amounts regularly with money you won't need for several years.
Before you invest anything
Markets rise on average over the long run, but they can lose 30 to 50% in a few months. You first need an emergency fund (often 3 to 6 months of expenses) in a savings account, so you are never forced to sell at the worst moment.
You also need to know how long the money can stay invested: below 5 years, the risk of a loss is real.
The steps, in order
1) Understand what a stock and an ETF are. 2) Choose an account type available in your country. 3) Open an account with a regulated broker. 4) Start with a small amount. 5) Add a little every month and avoid checking prices every day.
Beginner mistakes
Putting everything into one stock, buying because an influencer talks about it, panic-selling after a drop, or using leverage. Most beginner losses come from these four mistakes, not from picking the wrong stock.
FAQ
Can you start investing with little money?
Yes. Many brokers let you buy ETFs or fractional shares with a few dozen dollars. Regularity matters more than the starting amount.
Do I need technical analysis to start?
No. It helps you read charts, but most private investors who do well simply buy diversified investments and hold them for a long time.