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Investing every month (DCA): is it a good method?
In short: DCA means investing the same amount at regular intervals, whatever the price. It does not magically raise returns, but it avoids investing everything at the top and makes discipline much easier.
How it works
Example: $100 on the 5th of every month into an ETF. When the price is low you buy more units; when it is high, fewer. Your average price smooths out.
Benefits
No need to guess the right moment, which nobody can do. Drops become chances to buy cheaper instead of reasons to panic.
Limits
If markets rise non-stop, investing everything at once would have earned more. And DCA does not protect against a long decline: you must stick with it.